Credit unions · Michigan · Q2 2026
Breakwater FCU
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $138M |
| Total loans & leases | $82.9M |
| Total shares & deposits | $119M |
| Members | 10,420 |
| Net worth | $18.5M |
| Net worth / assets | 13.37% |
| Loans / assets | 60.01% |
| Return on assets (annualized) | 2.14% |
| Loan growth (YoY) | −0.07% |
| Member growth (YoY) | 0.05% |
| Delinquency, all loans (60+ days) | 0.32% |
| Charter | Federal charter |
| Asset band | $50M–$250M |
| NCUA peer group | $100M–$500M |
| Sponsor type | Community |
AI readiness
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