CU Explorer

TGCECU

Credit union in Aurora, NC · NCUA charter #66320 · State charter (federally insured)

Legal name: Texas Gulf Carolina EMP

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.1M
Total loans & leases$769K
Total shares & deposits$725K
Members383
Net worth$414K
Net worth / assets36.27%
Loans / assets67.41%
Return on assets (annualized)−5.49%
Loan growth (YoY)−16.29%
Member growth (YoY)−4.25%
Delinquency, all loans (60+ days)9.84%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeManufacturing (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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