Credit unions · North Carolina · Q2 2026
Truliant AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $5.62B |
| Total loans & leases | $4.58B |
| Total shares & deposits | $4.88B |
| Members | 328,800 |
| Net worth | $572M |
| Net worth / assets | 10.19% |
| Loans / assets | 81.49% |
| Return on assets (annualized) | 1.22% |
| Loan growth (YoY) | 4.17% |
| Member growth (YoY) | −2.39% |
| Delinquency, all loans (60+ days) | 0.90% |
| Charter | Federal charter |
| Asset band | > $5B |
| NCUA peer group | over $500M |
| Sponsor type | Other / mixed sponsor |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Truliant announced in 2022 that it adopted Zest AI's machine-learning platform to assess creditworthiness for its consumer loans, which places AI inside its loan underwriting process. The only public evidence found is this single announcement from 2022.
- Truliant to Use Zest AI Software to Update Loan Underwriting Platform “Truliant Federal Credit Union announced today that it has partnered with Zest AI, an artificial intelligence-based platform, to determine creditworthiness across consumer loan products.”