Credit unions · Ohio · Q2 2026
Wright-Patt Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $9.55B |
| Total loans & leases | $6.84B |
| Total shares & deposits | $8.17B |
| Members | 527,100 |
| Net worth | $1.08B |
| Net worth / assets | 11.32% |
| Loans / assets | 71.64% |
| Return on assets (annualized) | 1.14% |
| Loan growth (YoY) | 0.93% |
| Member growth (YoY) | −0.06% |
| Delinquency, all loans (60+ days) | 1.09% |
| Charter | State charter (federally insured) |
| Asset band | > $5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Wright-Patt Credit Union runs a member-facing virtual assistant called "Patty" that answers member questions on its website and in online and mobile banking, and its chief risk officer describes it as deployed conversational AI. The credit union has also piloted generative AI to surface internal reference material for employees. There is no public evidence of AI making decisions inside processes s
- How Credit Union Risk Managers Are Addressing AI Threats | CreditUnions.com | Data & Insights For Credit Unions “The credit union recently deployed conversational AI through chatbot technology on our website. Members can interact with “Patty,” our virtual assistant, to ask questions”
- Wright-Patt Credit Union website loads glia.com “The site loads a script from glia.com (digital customer service with AI)”
- Live Chat Now Available | Wright-Patt Credit Union “Chat with Patty, our virtual assistant. Patty is available to answer member questions 24 hours a day, 7 days a week on WPCU.coop or within Mobile or Online Banking.”
- How Credit Union Risk Managers Are Addressing AI Threats | CreditUnions.com | Data & Insights For Credit Unions “Behind the scenes, we’ve also deployed generative AI in pilot to power internal reference material for our partner-employees.”