CU Explorer
Credit unions · Ohio · Q2 2026

Wayne County Community FCU

Credit union in Smithville, OH · NCUA charter #17449 · Federal charter

Legal name: Wayne County Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$54.2M
Total loans & leases$19.5M
Total shares & deposits$47.9M
Members4,368
Net worth$6.1M
Net worth / assets11.25%
Loans / assets36.00%
Return on assets (annualized)1.06%
Loan growth (YoY)10.90%
Member growth (YoY)−6.02%
Delinquency, all loans (60+ days)1.18%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech P2P payments, online loan application, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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