Credit unions · Ohio · Q2 2026

U.P.S. CU

Credit union in Cincinnati, OH · NCUA charter #96799 · State charter (other)

Legal name: U.P.S.

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$3.1M
Total loans & leases	$2.2M
Total shares & deposits	$2.7M
Members	587
Net worth	$415K
Net worth / assets	13.21%
Loans / assets	70.47%
Return on assets (annualized)	−0.02%
Loan growth (YoY)	−9.88%
Member growth (YoY)	−5.93%
Delinquency, all loans (60+ days)	2.77%

Charter	State charter (other)
Asset band	< $50M
NCUA peer group	$2M–$10M
Sponsor type	Community (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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