Credit unions · Washington · Q2 2026
Savi powered by Harborstone Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $3.13B |
| Total loans & leases | $2.43B |
| Total shares & deposits | $2.60B |
| Members | 121,900 |
| Net worth | $293M |
| Net worth / assets | 9.34% |
| Loans / assets | 77.49% |
| Return on assets (annualized) | 0.05% |
| Loan growth (YoY) | 48.41% |
| Member growth (YoY) | 28.59% |
| Delinquency, all loans (60+ days) | 1.08% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Harborstone offers personal loans through Upstart's AI-powered lending marketplace and referral network, so AI shapes loan origination and decisioning for its members. The only public evidence is a single vendor-sourced article, and nothing public shows agentic or autonomous AI use.
- Upstart Partners With Harborstone Credit Union for Personal Lending “In 2025, Harborstone also invested in whole personal loans originated through Upstart's AI-powered marketplace.”
- Upstart Partners With Harborstone Credit Union for Personal Lending “pairs balance sheet strength with a modern, AI-powered digital experience for borrowers”
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