Credit unions · Washington · Q2 2026
Sound CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $3.40B |
| Total loans & leases | $2.74B |
| Total shares & deposits | $2.93B |
| Members | 184,800 |
| Net worth | $375M |
| Net worth / assets | 11.01% |
| Loans / assets | 80.64% |
| Return on assets (annualized) | 0.94% |
| Loan growth (YoY) | 6.20% |
| Member growth (YoY) | 6.07% |
| Delinquency, all loans (60+ days) | 1.18% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
A 2022 vendor announcement names Sound Credit Union as implementing Black Knight's Empower loan origination system with artificial intelligence among the originations tools it will use, placing AI inside its mortgage and home equity origination process. The Glia script on soundcu.com only shows the digital service platform is installed, not that an AI assistant is in use.
- Sound Credit Union Selects Empower, Black Knight's Configurable Loan Origination System and Suite of Integrated Solutions to Increase Automation and Support Gro “Sound will use Black Knight's full suite of originations solutions, including artificial intelligence, fee service, point-of-sale with digital loan officer and borrower capabilities”