Credit unions · Washington · Q2 2026
STCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $6.38B |
| Total loans & leases | $5.24B |
| Total shares & deposits | $5.43B |
| Members | 313,600 |
| Net worth | $662M |
| Net worth / assets | 10.38% |
| Loans / assets | 82.14% |
| Return on assets (annualized) | 0.67% |
| Loan growth (YoY) | 2.36% |
| Member growth (YoY) | 2.75% |
| Delinquency, all loans (60+ days) | 1.39% |
| Charter | State charter (federally insured) |
| Asset band | > $5B |
| NCUA peer group | over $500M |
| Sponsor type | Educational (inferred from the name) |
AI readiness
AI Score: 2 of 5 stars, Employee copilots / ChatGPT
A Freshworks customer story names STCU as using Freshservice with Freddy AI Copilot to support employee self-service and internal service desk work. That is a staff-facing assistant, and no public source shows AI working on STCU member accounts, transactions or lending decisions.
- How Spokane Teachers Credit Union Keeps Its Service DNA While Scaling Fast | The Works | Freshworks “AI capabilities, including Freddy AI Copilot, to improve employee self-service and help teams better communicate with members”