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Wescom AI Score

Credit union in Pasadena, CA · NCUA charter #66703 · State charter (federally insured)

Legal name: Wescom Central

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$6.60B
Total loans & leases$3.51B
Total shares & deposits$4.35B
Members264,800
Net worth$522M
Net worth / assets7.90%
Loans / assets53.14%
Return on assets (annualized)0.47%
Loan growth (YoY)3.26%
Member growth (YoY)3.15%
Delinquency, all loans (60+ days)0.43%
CharterState charter (federally insured)
Asset band> $5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

A vendor webcast page names Wescom Financial Credit Union as presenting how it unified 35 internal systems into a single view to deliver "intelligent" customer support alongside Microsoft and Informatica. That supports AI working on the credit union's own data; the agentic AI language on the page describes what the technology can do generally, not a confirmed autonomous deployment at Wescom.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech secured lending, fintech unsecured lending, fintech P2P payments, fintech investment services, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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