Credit unions · California · Q2 2026
Valley Strong CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $4.08B |
| Total loans & leases | $2.89B |
| Total shares & deposits | $3.65B |
| Members | 240,100 |
| Net worth | $379M |
| Net worth / assets | 9.27% |
| Loans / assets | 70.82% |
| Return on assets (annualized) | 0.77% |
| Loan growth (YoY) | 1.00% |
| Member growth (YoY) | −30.96% |
| Delinquency, all loans (60+ days) | 1.94% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
A Genesys customer story naming Valley Strong Credit Union describes the credit union using AI and cloud technology in its contact centre to serve members, with a stated goal of moving 40% of member interactions to AI-powered self-service. The evidence is vendor-published and partly forward-looking, so it supports a member-facing AI assistant on the credit union's own service channels rather than
- Valley Strong Credit Union, a Genesys customer success story “Valley Strong Credit Union is revolutionizing its member experience through advanced AI and cloud technologies by partnering with Genesys and Salesforce.”
- Valley Strong Credit Union, a Genesys customer success story “The credit union expects to shift 40% of its contact center interactions to AI-powered self-service”