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Numerica CU AI Score

Credit union in Spokane Valley, WA · NCUA charter #66841 · State charter (federally insured)

Legal name: Numerica

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.32B
Total loans & leases$3.53B
Total shares & deposits$3.67B
Members179,400
Net worth$520M
Net worth / assets12.03%
Loans / assets81.60%
Return on assets (annualized)1.00%
Loan growth (YoY)6.89%
Member growth (YoY)2.07%
Delinquency, all loans (60+ days)0.35%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

Numerica went live on Scienaptic's AI credit decisioning platform in 2021, meaning AI shapes credit decisions inside its lending process. No public evidence was found of AI agents taking actions in its systems.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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