Credit unions · Washington · Q2 2026
Peak CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $4.25B |
| Total loans & leases | $3.44B |
| Total shares & deposits | $3.74B |
| Members | 267,600 |
| Net worth | $481M |
| Net worth / assets | 11.31% |
| Loans / assets | 80.98% |
| Return on assets (annualized) | 0.29% |
| Loan growth (YoY) | 0.81% |
| Member growth (YoY) | 1.37% |
| Delinquency, all loans (60+ days) | 1.22% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Peak Credit Union has partnered with Upstart, an AI lending marketplace, so that personal loan applicants referred from Upstart.com are screened against Peak's credit policies and moved into a Peak-branded application. The only evidence is a single October 2025 vendor press release and its syndications; nothing public shows staff AI assistants, member-facing AI, or AI agents taking actions.
- Could Upstart's (UPST) New Partnership With Peak Credit Union Signal Broader Changes in Its Growth Strategy? “Peak Credit Union recently announced a partnership with Upstart Holdings to extend personal loans to a broader group of consumers”
- Peak Credit Union Selects Upstart for Personal Lending “has partnered with Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers.”
- Peak Credit Union Selects Upstart for Personal Lending “qualified personal loan applicants on Upstart.com who meet Peak’s credit policies receive tailored offers as they seamlessly transition into a Peak-branded experience”