Credit unions · Massachusetts · Q2 2026

Watertown Municipal CU

Credit union in Watertown, MA · NCUA charter #67615 · State charter (federally insured)

Legal name: Watertown Municipal

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$9.7M
Total loans & leases	$3.1M
Total shares & deposits	$6.0M
Members	657
Net worth	$3.6M
Net worth / assets	36.86%
Loans / assets	32.37%
Return on assets (annualized)	0.82%
Loan growth (YoY)	−0.97%
Member growth (YoY)	−3.52%
Delinquency, all loans (60+ days)	0.00%

Charter	State charter (federally insured)
Asset band	< $50M
NCUA peer group	$2M–$10M
Sponsor type	Government (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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