CU Explorer
Credit unions · Tennessee · Q2 2026

CN/IC Employees CU

Credit union in Memphis, TN · NCUA charter #68069 · State charter (federally insured)

Legal name: CN/IC Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$10.4M
Total loans & leases$7.2M
Total shares & deposits$8.8M
Members1,214
Net worth$1.4M
Net worth / assets13.62%
Loans / assets69.78%
Return on assets (annualized)−0.82%
Loan growth (YoY)3.36%
Member growth (YoY)0.58%
Delinquency, all loans (60+ days)1.04%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeManufacturing (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, e-signature, e-Statements, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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