CU Explorer
Credit unions · Tennessee · Q2 2026

Delta Refining Co. Employees FCU

Credit union in Memphis, TN · NCUA charter #9310 · Federal charter

Legal name: Delta Refining Co EMP

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.6M
Total loans & leases$1.0M
Total shares & deposits$3.6M
Members253
Net worth$987K
Net worth / assets21.36%
Loans / assets21.68%
Return on assets (annualized)−0.59%
Loan growth (YoY)−27.70%
Member growth (YoY)−6.64%
Delinquency, all loans (60+ days)0.00%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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