Credit unions · California · Q2 2026
Tech CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $4.54B |
| Total loans & leases | $3.40B |
| Total shares & deposits | $3.65B |
| Members | 172,300 |
| Net worth | $514M |
| Net worth / assets | 11.32% |
| Loans / assets | 74.84% |
| Return on assets (annualized) | 0.11% |
| Loan growth (YoY) | −0.06% |
| Member growth (YoY) | −14.64% |
| Delinquency, all loans (60+ days) | 0.57% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
A vendor announcement names Technology Credit Union of San Jose as selecting eGain's AI knowledge platform to serve information from its own enterprise knowledge base to contact centre staff, branches, digital banking and back office. There is no public evidence of AI making or shaping decisions inside a lending or service process, so it stops at AI applied to the credit union's own data.
- Technology Credit Union Selects eGain AI Knowledge Hub to Enhance Member and Employee Experience “Technology Credit Union (Tech CU) has selected eGain AI Knowledge Hub to modernize member service and establish a governed, AI-ready knowledge foundation across the enterprise.”
- Technology Credit Union Selects eGain AI Knowledge Hub to Enhance Member and Employee Experience “it selected eGain to centralize enterprise knowledge and deliver information across its contact center, digital banking platform, branches, and back-office operations”