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Premier One CU AI Score

Credit union in San Jose, CA · NCUA charter #68540 · State charter (federally insured)

Legal name: Premier One

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$656M
Total loans & leases$483M
Total shares & deposits$556M
Members27,910
Net worth$63.7M
Net worth / assets9.71%
Loans / assets73.71%
Return on assets (annualized)0.40%
Loan growth (YoY)8.98%
Member growth (YoY)−19.98%
Delinquency, all loans (60+ days)0.25%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Premier One CU's own website offers a member-facing "Virtual Assistant" for round-the-clock support, and the site loads the Glia digital service platform that provides such assistants. Nothing public shows AI making or shaping decisions inside lending, collections or other processes.

  • Premier One CU website loads glia.com premieronecu.org · 2026-09-22 · website scan
    “The site loads a script from glia.com (digital customer service with AI)”
  • Premier One CU website premieronecu.org · 2026-09-22 · website scan
    “Chat with Us Our Virtual Assistant provides 24/7 support.”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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