Credit unions · California · Q2 2026
RIZE FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.29B |
| Total loans & leases | $1.03B |
| Total shares & deposits | $1.05B |
| Members | 87,160 |
| Net worth | $134M |
| Net worth / assets | 10.39% |
| Loans / assets | 79.29% |
| Return on assets (annualized) | −0.28% |
| Loan growth (YoY) | 10.15% |
| Member growth (YoY) | 15.22% |
| Delinquency, all loans (60+ days) | 0.89% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Service (finance, health, transport, utilities) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Rize Credit Union publicly announced a partnership with Upstart's AI lending marketplace, originating personal loans in California through Upstart's AI-powered Referral Network, where applicants screened against Rize's credit policies move into a Rize-branded digital application and closing process. This puts AI inside its lending origination workflow; no public evidence was found of AI agents tak
- How Investors May Respond To Upstart Holdings (UPST) Expanding Its AI Lending Network With Rize Partnership “Rize Credit Union recently announced a partnership with Upstart Holdings to use its AI-powered Referral Network to deliver fully digital personal loans to more consumers across California.”
- Upstart And Rize Credit Union Tie AI Lending To Volatile Stock Story “Upstart Holdings partnered with Rize Credit Union to support personal loan originations in California using Upstart's AI-driven lending platform.”
- Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California “has partnered with Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace.”
- Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California “qualified personal loan applicants on Upstart.com who meet Rize's credit policies receive tailored offers as they seamlessly transition into a Rize-branded experience to complete the online member app”