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Credit unions · Ohio · Q2 2026

Aurgroup CU AI Score

Credit union in Fairfield, OH · NCUA charter #96761 · State charter (other)

Legal name: Aurgroup

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$204M
Total loans & leases$116M
Total shares & deposits$189M
Members12,850
Net worth$18.2M
Net worth / assets8.93%
Loans / assets57.03%
Return on assets (annualized)0.78%
Loan growth (YoY)0.27%
Member growth (YoY)−3.26%
Delinquency, all loans (60+ days)0.40%
CharterState charter (other)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

AurGroup's own website offers "AVA," a virtual assistant chat available to members 24/7, indicating a member-facing AI assistant answering questions about the credit union.

  • Aurgroup CU website aurgroup.org · 2026-09-22 · website scan
    “Chat: Ask AVA, the AurGroup Virtual Assistant 24/7.”

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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