CU Explorer
Credit unions · New York · Q2 2026

Empirt 207 FCU

Credit union in New York, NY · NCUA charter #1343 · Federal charter

Legal name: Empirt 207

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.6M
Total loans & leases$2.1M
Total shares & deposits$2.5M
Members808
Net worth$1.1M
Net worth / assets30.28%
Loans / assets58.00%
Return on assets (annualized)0.48%
Loan growth (YoY)4.28%
Member growth (YoY)1.38%
Delinquency, all loans (60+ days)3.22%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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