CU Explorer
Credit unions · New York · Q2 2026

Elektra FCU

Credit union in New York, NY · NCUA charter #4127 · Federal charter

Legal name: Elektra

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$31.8M
Total loans & leases$2.6M
Total shares & deposits$24.4M
Members5,749
Net worth$7.3M
Net worth / assets23.00%
Loans / assets8.17%
Return on assets (annualized)0.44%
Loan growth (YoY)0.61%
Member growth (YoY)−2.54%
Delinquency, all loans (60+ days)8.88%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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