CU Explorer
Credit unions · Michigan · Q2 2026

Graco FCU

Credit union in Alma, MI · NCUA charter #15304 · Federal charter

Legal name: Graco

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$38.2M
Total loans & leases$15.6M
Total shares & deposits$34.0M
Members3,364
Net worth$3.7M
Net worth / assets9.70%
Loans / assets40.79%
Return on assets (annualized)1.11%
Loan growth (YoY)−3.98%
Member growth (YoY)−1.90%
Delinquency, all loans (60+ days)0.58%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online loan application, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Graco FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Michigan

Freestar Financial CUMount ClemensGCCUAlmaGenisys CUAuburn HillsGerber FCUFremontGogebic County FCUBessemerGR Consumers CUWyomingGrand Trunk Battle Creek Employees FCUBattle CreekGreat Lakes First FCUEscanabaH.P.C. CUAlpenaHarborlight CUWhitehallHealth Advantage FCUSaginawHonor CUBerrien Springs

All credit unions in Michigan →