CU Explorer
Credit unions · Michigan · Q2 2026

H.P.C. CU

Credit union in Alpena, MI · NCUA charter #62219 · State charter (federally insured)

Legal name: H.P.C.

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$172M
Total loans & leases$101M
Total shares & deposits$148M
Members7,703
Net worth$23.4M
Net worth / assets13.63%
Loans / assets58.59%
Return on assets (annualized)0.81%
Loan growth (YoY)7.70%
Member growth (YoY)2.12%
Delinquency, all loans (60+ days)1.86%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open H.P.C. CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Michigan

Gerber FCUFremontGogebic County FCUBessemerGR Consumers CUWyomingGraco FCUAlmaGrand Trunk Battle Creek Employees FCUBattle CreekGreat Lakes First FCUEscanabaHarborlight CUWhitehallHealth Advantage FCUSaginawHonor CUBerrien SpringsI.M. Detroit District CUDetroitIgnite CUBattle CreekIntandem CUGrand Rapids

All credit unions in Michigan →