CU Explorer
Credit unions · Michigan · Q2 2026

Grand Trunk Battle Creek Employees FCU

Credit union in Battle Creek, MI · NCUA charter #5170 · Federal charter

Legal name: Grand Trunk Battle Creek EMP

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$39.7M
Total loans & leases$14.9M
Total shares & deposits$31.3M
Members2,493
Net worth$8.2M
Net worth / assets20.59%
Loans / assets37.50%
Return on assets (annualized)0.97%
Loan growth (YoY)4.28%
Member growth (YoY)−2.12%
Delinquency, all loans (60+ days)0.72%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, online loan application, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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