CU Explorer
Credit unions · Texas · Q2 2026

Southland FCU

Credit union in Lufkin, TX · NCUA charter #15815 · Federal charter

Legal name: Southland

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$89.2M
Total loans & leases$41.7M
Total shares & deposits$76.0M
Members7,171
Net worth$12.8M
Net worth / assets14.41%
Loans / assets46.81%
Return on assets (annualized)1.03%
Loan growth (YoY)−0.24%
Member growth (YoY)3.36%
Delinquency, all loans (60+ days)0.62%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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