Credit unions · Texas · Q2 2026
Smart Financial CU
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $808M |
| Total loans & leases | $586M |
| Total shares & deposits | $701M |
| Members | 58,660 |
| Net worth | $95.6M |
| Net worth / assets | 11.84% |
| Loans / assets | 72.58% |
| Return on assets (annualized) | 1.20% |
| Loan growth (YoY) | 3.33% |
| Member growth (YoY) | −1.47% |
| Delinquency, all loans (60+ days) | 1.16% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
No public evidence