Credit unions · Texas · Q2 2026

Southern Star CU

Credit union in Houston, TX · NCUA charter #67660 · State charter (federally insured)

Legal name: Southern Star

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$17.7M
Total loans & leases	$8.6M
Total shares & deposits	$15.4M
Members	2,708
Net worth	$2.3M
Net worth / assets	13.24%
Loans / assets	48.43%
Return on assets (annualized)	−0.82%
Loan growth (YoY)	−9.13%
Member growth (YoY)	−4.38%
Delinquency, all loans (60+ days)	1.87%

Charter	State charter (federally insured)
Asset band	< $50M
NCUA peer group	$10M–$50M
Sponsor type	Community (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, online loan application, online loan payments, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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