CU Explorer
Credit unions · Louisiana · Q2 2026

P.H.I. FCU

Credit union in Lafayette, LA · NCUA charter #21879 · Federal charter

Legal name: P.H.I.

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.9M
Total loans & leases$3.1M
Total shares & deposits$4.5M
Members816
Net worth$341K
Net worth / assets6.97%
Loans / assets63.41%
Return on assets (annualized)−0.59%
Loan growth (YoY)−9.79%
Member growth (YoY)−5.56%
Delinquency, all loans (60+ days)0.00%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments, bill payment. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open P.H.I. FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Louisiana

New Orleans Public Belt Railroad FCUNew OrleansNODA FCUSlidellOld Spanish Trail CUWestlakeOnPath Credit UnionMetairieOrleans Parish Sheriff's CUNew OrleansOuachita Valley FCUWest MonroePan Amoco FCUMetairiePelican State Credit UnionBaton RougePeople's CURaynePOECUMetairiePost Office Employees FCUShreveportProfessional Fire Fighters CUShreveport

All credit unions in Louisiana →