Pelican State Credit Union AI Score

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

Pelican State Credit Union publicly announced a lending partnership with Upstart, an AI lending marketplace, under which AI-scored personal loan applicants are referred to and offered loans by Pelican. The evidence shows AI shaping loan decisioning in a lending process; there is no public evidence of AI agents taking actions or of autonomous workflows.

• Pelican State Credit Union Selects Upstart for Personal Lending - Silicon UK silicon.co.uk · January 22, 2025 · web search
  “Pelican State Credit Union became an Upstart Referral Network lending partner in August 2024.”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech lead generation (shares), fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.