CU Explorer
Credit unions · Louisiana · Q2 2026

Old Spanish Trail CU

Credit union in Westlake, LA · NCUA charter #61963 · State charter (federally insured)

Legal name: Old Spanish Trail

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$5.5M
Total loans & leases$3.7M
Total shares & deposits$3.8M
Members864
Net worth$1.7M
Net worth / assets30.51%
Loans / assets67.27%
Return on assets (annualized)0.16%
Loan growth (YoY)−16.03%
Member growth (YoY)−15.29%
Delinquency, all loans (60+ days)0.31%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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