CU Explorer

Cumberland Municipal Employees FCU

Credit union in Cumberland, RI · NCUA charter #24486 · Federal charter

Legal name: Cumberland Municipal Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$9.2M
Total loans & leases$3.2M
Total shares & deposits$7.3M
Members770
Net worth$1.8M
Net worth / assets19.26%
Loans / assets35.34%
Return on assets (annualized)0.37%
Loan growth (YoY)−5.79%
Member growth (YoY)−8.44%
Delinquency, all loans (60+ days)0.95%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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