CU Explorer

Rhode Island CU

Credit union in Warwick, RI · NCUA charter #67269 · State charter (federally insured)

Legal name: Rhode Island

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$425M
Total loans & leases$324M
Total shares & deposits$375M
Members28,170
Net worth$44.2M
Net worth / assets10.40%
Loans / assets76.11%
Return on assets (annualized)0.26%
Loan growth (YoY)13.71%
Member growth (YoY)2.53%
Delinquency, all loans (60+ days)0.38%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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