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Navigant CU AI Score

Credit union in Smithfield, RI · NCUA charter #62882 · State charter (federally insured)

Legal name: Navigant

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.28B
Total loans & leases$3.75B
Total shares & deposits$3.60B
Members170,500
Net worth$424M
Net worth / assets9.89%
Loans / assets87.62%
Return on assets (annualized)0.80%
Loan growth (YoY)7.92%
Member growth (YoY)3.75%
Delinquency, all loans (60+ days)0.39%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 2 of 5 stars, Employee copilots / ChatGPT

Staff use a general-purpose assistant such as Microsoft 365 Copilot, ChatGPT, Gemini or Claude, announced or documented.

The only public evidence is a news report that Navigant Credit Union's leadership and managers are being trained by Bryant University on using generative AI for everyday business tasks, which indicates general-purpose staff use rather than AI working on member data. The Glia script on navigantcu.org shows only that a digital customer service platform is installed, with no statement that its AI ass

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech P2P payments, fintech for communication / chat, other fintech, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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