First Harvest Credit Union AI Score

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

First Harvest announced CAM, a member-facing virtual banking assistant reachable by phone that answers credit union questions such as product information and rates and guides members through banking tasks. There is no public evidence of AI making decisions inside loan, collections or other workflows.

• First Harvest Credit Union introduces new virtual assistant - CUInsight cuinsight.com · June 3, 2026 · web search
  “CAM provides instant answers to a wide range of credit union questions, including product information, current rates, and general”
• First Harvest Credit Union introduces new virtual assistant - CUInsight cuinsight.com · June 3, 2026 · web search
  “Once connected, CAM can guide members through a variety of banking tasks and inquiries.”
• News & Events | First Harvest Credit Union firstharvestcu.com · December 3, 2025 · web search
  “First Harvest Credit Union announces the launch of CAM, its new virtual banking assistant designed to help members manage their finances quickly, securely, and on their own schedule.”

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.