CU Explorer
Credit unions · New Jersey · Q2 2026

Erie Lackawanna Railroad Co. Employees FCU

Credit union in Hoboken, NJ · NCUA charter #4158 · Federal charter

Legal name: Erie Lackawanna Railroad Co EMP

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$11.9M
Total loans & leases$3.2M
Total shares & deposits$8.9M
Members1,876
Net worth$3.0M
Net worth / assets25.36%
Loans / assets26.80%
Return on assets (annualized)0.53%
Loan growth (YoY)3.99%
Member growth (YoY)0.54%
Delinquency, all loans (60+ days)0.64%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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