CU Explorer
Credit unions · New Jersey · Q2 2026

First Atlantic FCU

Credit union in Eatontown, NJ · NCUA charter #82 · Federal charter

Legal name: First Atlantic

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$332M
Total loans & leases$198M
Total shares & deposits$280M
Members18,510
Net worth$45.9M
Net worth / assets13.81%
Loans / assets59.55%
Return on assets (annualized)1.75%
Loan growth (YoY)−3.49%
Member growth (YoY)−21.68%
Delinquency, all loans (60+ days)0.79%
CharterFederal charter
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open First Atlantic FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in New Jersey

Elizabeth Police Department E FCUElizabethEnergy People FCUMedfordErie Lackawanna Railroad Co. Employees FCUHobokenEssex County Teachers FCUBloomfieldFederal Employees NewarkNewarkFinancial Resources FCUBranchburgFirst Financial FCUFreeholdFirst Harvest Credit UnionDeptfordFirst Point FCUHamiltonFort Billings FCUPaulsboroFort DIX FCUJoint Base MdlGAF Linden Employees FCUParsippany

All credit unions in New Jersey →