Credit unions · California · Q2 2026
Southland CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.31B |
| Total loans & leases | $870M |
| Total shares & deposits | $1.05B |
| Members | 70,140 |
| Net worth | $111M |
| Net worth / assets | 8.51% |
| Loans / assets | 66.48% |
| Return on assets (annualized) | 0.32% |
| Loan growth (YoY) | −2.96% |
| Member growth (YoY) | 0.56% |
| Delinquency, all loans (60+ days) | 1.48% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Southland Credit Union runs a member-facing virtual assistant named "Scuba" on its website and a voice AI assistant on its phone line, both supplied by interface.ai, which answer common member questions around the clock. There is no public evidence of AI making decisions inside lending, collections or other business processes.
- ‘Scuba’ - Southland Credit Union’s Intelligent Virtual Assistant, powered by interface.ai, is live on the CU’s Website | interface.ai “‘Scuba’ - Southland Credit Union’s Intelligent Virtual Assistant, powered by interface.ai, is live on the CU’s Website”