Credit unions · Texas · Q2 2026
Credit Human FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $4.34B |
| Total loans & leases | $3.88B |
| Total shares & deposits | $3.59B |
| Members | 259,300 |
| Net worth | $319M |
| Net worth / assets | 7.35% |
| Loans / assets | 89.34% |
| Return on assets (annualized) | 0.11% |
| Loan growth (YoY) | −1.25% |
| Member growth (YoY) | 1.30% |
| Delinquency, all loans (60+ days) | 1.09% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Government |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
The only public evidence naming Credit Human is a post by the small-business lending platform JUDI.AI welcoming the San Antonio credit union as a customer; JUDI.AI's product automates analysis of applicant banking data for credit decisioning and underwriting. No credit-union announcement, staff copilot, or member-facing AI assistant was found, so the finding rests on a single vendor page.
- Welcome aboard, Credit Human Federal Credit Union! “We're thrilled to welcome Credit Human to our growing group of 50+ forward-thinking community lenders who are on a mission to reinvent small business lending!”