CU Explorer
Credit unions · Texas · Q2 2026

Cowboy Country FCU

Credit union in Premont, TX · NCUA charter #5935 · Federal charter

Legal name: Cowboy Country

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$16.8M
Total loans & leases$10.9M
Total shares & deposits$14.3M
Members2,244
Net worth$2.5M
Net worth / assets14.86%
Loans / assets64.85%
Return on assets (annualized)−4.74%
Loan growth (YoY)−16.22%
Member growth (YoY)−0.93%
Delinquency, all loans (60+ days)6.70%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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