CU Explorer
Credit unions · Texas · Q2 2026

Covenant Savings FCU

Credit union in Killeen, TX · NCUA charter #24532 · Federal charter

Legal name: Covenant Savings

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.2M
Total loans & leases$2.7M
Total shares & deposits$3.6M
Members1,183
Net worth$519K
Net worth / assets12.48%
Loans / assets63.95%
Return on assets (annualized)1.59%
Loan growth (YoY)1.86%
Member growth (YoY)−0.92%
Delinquency, all loans (60+ days)1.69%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, account aggregation, e-Statements, external transfers / ACH, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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